Zhongmou Zhengyin Rural Bank

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The success of this case has verified the feasibility of the model of one company launching multiple copies and quickly launching and efficiently putting into production. Excellent third-party partners Leveraging third-party technology partners to improve the digitalization level of rural banks is also a more appropriate choice. For example, Henan Zhongmou Zhengyin Rural Bank uses its local offline advantages to cooperate with MYbank’s technical advantages.


Zhongmou Zhengyin Rural Bank provides the list of farmers, and MYbank uses satellite remote Indonesia Phone Number sensing credit technology to increase credit for farmers. A model of "offline + online" integrated development has been formed, achieving a substantial increase in credit users of rural banks. A village bank in Guangxi created the "Kuaiyidai" product by introducing external partners, using financial technology.





Model innovation to improve lending efficiency, break through development bottlenecks, and use village party secretaries, powerful farmers or village collectives as guarantees to fully develop the whole village Credit business returns to local areas. In the digital era, it is not easy for rural banks and others to survive in the cracks. In the era of digital economy, rural banks must take the initiative and take active actions to find a path suitable for their own development.